Need an appraisal for an FHA-backed mortgage? Call Arizona Quality Appraisal

Arizona Quality Appraisal is AZ state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-insured mortgage, be sure to hire Arizona Quality Appraisal, as we are approved and certified to perform FHA appraisal reports. A certain amount of the regular training our staff at Arizona Quality Appraisal completes deals exclusively with decoding the FHA's documentation and their rules and procedures.

The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your financial transaction is an FHA-secured loan, it means it is secured by them. The lending organization provides all the finances; the FHA simply insures the transaction with mortgage insurance in case the borrower defaults on his or her loan. The FHA and their loan programs are built to help low-to-moderate income buyers help meet credit expectations if they otherwise would not.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Buyers with lower income or less starting capital to put down on a financial transaction are helped the most from Federal Housing Administration loan programs.